Hotels, rental cars, taxis, cruises, buses and even parking decks are likely to come up in your travels. In addition to airplane tickets, think about all the travel expenses you’ll incur when you arrive. And with the Sapphire Reserve, that can jump up all the way to 10 points per dollar on Chase Dining purchases. Both the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card earn 3 Chase Ultimate Rewards® points per dollar on dining. Dining is a frequent bonus category of many rewards credit cards. You might as well pick up extra rewards while you’re traveling overseas. If you choose to pay in dollars, you may be charged an additional fee from the merchant’s card’s issuer. This way you’ll receive the official exchange rate of the credit card. If you’re asked at the moment of purchase if you want to be charged in dollars or the local currency, always choose the local currency. Thankfully, many of the best travel credit cards don’t charge foreign transaction fees. Since nearly everything you spend in Europe will be processed in a foreign currency, not being charged a fee for every purchase you make could potentially save you hundreds of dollars. Here are some of the key factors you’ll want to consider when comparing cards for Europe travel. Maximizing your earnings in each of these categories can net you plenty of bonus points and miles.Īlso, hidden in the DNA of many credit cards are extra benefits that can improve your experience, save you money or give you more peace of mind while you’re on your trip. You’ll probably be booking flights, hotels, trains, rental cars and more in the coming weeks and months. If you haven’t booked your trip yet, now’s the perfect time to set your strategy in motion. How To Choose the Best Credit Cards for Travel to Europe That's $750 when you redeem through Chase Ultimate Rewards®. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. One late payment can negate your no-interest offer.įor more on balance transfer credit cards, check out CNBC Select's recent ranking on the best balance transfer credit cards. Most cards have a one-time balance transfer fee, which is usually about 3% of the tab, but there can be an annual fee as well. Otherwise, there could be a catch: If you don't pay the balance off during the initial period, the remaining balance will have a new annual percentage rate applied to it, which is generally about 23%, on average, slightly higher than the rates for new credit.įurther, there can be limits on how much you can transfer as well as fees attached. To make the most of a balance transfer, aggressively pay down the balance during the introductory period. "They are still about the best weapon you can have in your arsenal." While the offers may be a little harder to find than they were one year ago, "the good news is that you can still get balance transfer credit cards, assuming you have good credit, and they can save you a ton of money," said Matt Schulz, chief credit analyst at LendingTree. These allow you to avoid interest for up to 21 months," Rossman said. "My top tip is to sign up for a 0% balance transfer card. Personal Loans for 670 Credit Score or Lower Personal Loans for 580 Credit Score or Lower Best Debt Consolidation Loans for Bad Credit
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